Ref Finance & Burrow Finance Merge to Launch Rhea Finance — The Chain-Abstracted Liquidity Solution
Two of NEAR’s top DeFi platforms, Ref Finance (DEX) and Burrow Finance (Lending Protocol), are merging to create Rhea Finance — a next-gen abstracted liquidity solution covering Bitcoin, NEAR, and all other blue-chip assets.
This merger represents a fundamental shift in DeFi accessibility — offering a single platform where users can trade, lend, borrow, and bridge assets seamlessly across multiple chains. By consolidating the liquidity and utility of NEAR’s most established DeFi protocols, Rhea Finance provides unparalleled efficiency, deeper capital pools, and a frictionless user experience for a diverse audience of DeFi participants.
Why Merge?
The DeFi landscape is fragmented, with users often forced to navigate multiple platforms to access liquidity, leverage assets, and optimize their yield strategies. Rhea Finance removes these inefficiencies by creating a single, high-performance entity, purpose-built to serve the needs of:
- NEAR Stakeholders — Founders, investors, and high-value contributors in the NEAR ecosystem who require efficient capital deployment and deep liquidity solutions.
- Bitcoin holders & DeFi users — BTC holders that seeking on-chain yield opportunities, enabled by Satoshi Ramp, the fastest BTC on/off-ramp for DeFi with just 1 single Bitcoin Wallet needed on every transaction.
- EVM DeFi Users — Users from Ethereum and other EVM ecosystems looking to leverage multi-chain liquidity, with a particular focus on ETH-based yield strategies.
- Memecoin Traders — Speculative traders from ETH, Base, Solana, and Ordinals ecosystems who demand high-liquidity markets and leverage trading for trending assets.
- Merging $REF and $BRRR into a single main token, $RHEA, which will be complemented by $xRHEA and $oRHEA as utility tokens to enhance functionality and ecosystem incentives.
The Rhea Advantage — A Unified Liquidity Hub
- Satoshi Ramp Integration — The Fastest BTC On/Off-Ramp — Effortlessly move Bitcoin into NEAR DeFi, providing BTC holders with high-yield opportunities and seamless liquidity access.
- Cross-Chain Liquidity & Yield Optimization — Integrated with most of EVM bridge solution and upcoming OmniBridge powered by NEAR Protocol, enabling users to maximize yield across multiple ecosystems.
- Deep Liquidity for Institutional and Retail Traders — Consolidating liquidity from NEAR, BTC, and EVM networks, reducing fragmentation and slippage.
- Advanced Trading Features — From spot and margin trading to innovative liquidity strategies, Rhea Finance enables traders to execute high-volume and leverage-based strategies efficiently, by that user can do “loop” strategy in between Rhea’s Ecosystem
- Capital Efficiency & Risk Management — A single chain-abstracted DeFi layer that enables collateral flexibility, dynamic lending options, and strategic asset deployment.
Building the Future of Cross-Chain DeFi
With deep liquidity, seamless interoperability, and an optimized trading experience, Rhea Finance is setting a new standard for multi-chain DeFi engagement. Whether you’re a high-net-worth investor, an active BTC holder, an EVM yield farmer, or a meme coin trader, Rhea Finance provides the most efficient gateway to DeFi across chains with NEAR Protocol as the underlying technology considering as the fastest and most secure chain
“This merger is more than just combining two protocols — it’s about building a unified DeFi infrastructure that serves all users, from Bitcoin and NEAR to the most active memecoin traders. Rhea Finance is designed to remove friction and provide seamless liquidity access across multiple ecosystems.”
Join the Rhea Revolution
🚀 Follow @RheaFinance on Twitter and turn on notification
🚀 Visit [Rhea.Finance]
About Rhea Finance
Rhea Finance merges Ref Finance and Burrow Finance to create NEAR’s most powerful DeFi hub, connecting Bitcoin, NEAR, and EVM ecosystems. By consolidating liquidity, lending, and trading under one entity, Rhea Finance unlocks a seamless DeFi experience for institutional and retail users alike.
Stay tune fore more detail on Tokenomics and Incentive update
